Life Insurance

The Best Offers Mean Superior Results

We have a relentless drive to do what’s right for the brokers we serve, as well as the individuals and families who depend on us to plan for their financial needs. BB&G’s extensive experience and carrier relationships ensure you’ll get the best offer. We take pride in our integrity and accountability – and we love delivering the best results.

Table Shave

Several of the carriers we work with offer table shave or underwriting credit programs to clients under age 70 (some through age 75) that can move a case from substandard to standard. We take a consumer-centric view regarding underwriting, and assume that every applicant is unique.  Please contact us to see if your clients qualify for these very competitive programs.

Underwriting Guidelines

The Brown, Brown & Gomberg/CPS team’s experience and carrier contacts assure you the best offer. The links below provide instant access to specific carrier underwriting information so you can give your client a general quote without wasting valuable time.

For more in-depth medical issues, we recommend you contact us directly. We will call an expert at the carrier to gain more insight on where the client may be approved. For more detailed issues we recommend you visit our Impaired Risk page and have the appropriate questionnaire completed so we can better underwrite the case. This  will save time and help you better manage client expectations regarding the cost of coverage they need.